Zoya Kao -- direct: (714) 348-0668

 

 

 

 

This section is designed for you to figure out...

  1. Mortgage and Loan calculation
  2. Who Pays For What
  3. Equal Monthly Payment to Amortize a Loan

Mortgage Loan Calculators
Below is a list of some various mortgage calculators. 
Mortgage Payment Table Calculator
A Simple Loan Mortgage Calculator
Rent versus Buy Calculator
How Much Can I Afford?
How Much Can I Borrow?
How Much Are My Payments?
How Much of a Down Payment Do I Need?
How Much Does That Loan REALLY Cost?
Balloon Payment Calculator
Bi-weekly Mortgage Calculator
How Long Will My Loan Last?
How Will Prepaying Change My Loan?
Mortgage Qualification Calculator
Prepayment Mortgage Reduction Calculator
Prepay versus Invest Calculator
For the latest mortgage rates click here 

 

 

 

 

 

 

 

Text Box: Who Pays For What

 

 

 

 

 

 

 

 

 

 

 

Text Box: Seller can be expected to pay for:
      Real Estate Commission
      Escrow Fee
    Title Insurance
    Document preparation fee for Deed
    Documentary transfer tax
    Any city Transfer/Conveyance Tax 
    (according to contract)
    Payoff of all loans in seller’s name
    Interest accrued to lender being paid off
    Statement Fees, Re-conveyance Fees and any Prepayment Penalty
     Termite Inspection (according to contract)
     Termite Work (according to contract)
    Home Warranty (according to contract)
     Any judgments, tax liens, etc., against the seller
     Tax pro-ration (for any taxes unpaid at time of
    transfer of title)
    Any unpaid Homeowner’s dues
     Recording charges to clear all documents of 
    record against the seller
     Any bonds or assessments (according to contract)
    Any and all delinquent taxes
 
Text Box: Buyer can be expected to pay for:
    Escrow Fee
     Document preparation (if applicable)
    Notary Fees
    Recording charges for all documents in 
    buyer’s names
    Tax proration (from date of acquisition)
    All new loan charges (except those required by lender for seller to pay)
      All new loan charges (except those required by lender for seller to pay)
    Interest on new loan from date of funding to 30 days prior to first payment date
    Assumption/Change of Records fee for takeover of existing loan
    Beneficiary Statement Fee for assumption of existing loan
    Inspection Fees (property inspection, roof, geological, etc.)
    Fire Insurance Premium for first year
 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Text Box: Equal Monthly Payment to Amortize a Loan
 of $1,000